VIE Credit Risk Analyst (H/F)

About ENGIE and Supply & Energy Management ENGIE is a leading global group in low-carbon energy and services. Together with our employees, customers, partners and stakeholders, we are committed every day to accelerating the transition towards a carbon-neutral world through more energy-efficient and environmentally friendly solutions. Guided by our purpose, we combine economic performance with a positive impact on people and the planet, leveraging our core businesses, including gas, renewable energies and services, to provide competitive solutions to our customers. Supply & Energy Management (S&EM) is ENGIE’s Global Business Unit dedicated to delivering reliable, sustainable and affordable energy solutions. The business unit optimizes both ENGIE’s and its clients’ assets while designing tailor-made energy solutions for more than 200,000 professional clients and 15 million consumers. Operating in 20 countries and bringing together more than 10,000 experts, S&EM leverages ENGIE’s asset portfolio and market expertise to deliver decarbonized electricity 24/7, supporting customers in their energy transition journey. Joining Supply & Energy Management means becoming part of an international team of passionate professionals committed to shaping a greener and more efficient energy future. Context As part of the Credit Risk Analysis team, you will play a key role in assessing the creditworthiness of counterparties and ensuring effective management of credit risk exposure across S&EM's activities. Reporting to the Head of Credit Risk Analysis, you will work closely with Front Office, Legal, KYC/AML and Risk stakeholders in a dynamic and international trading environment. What You Will Do Current Portfolio Management Monitor and analyze existing counterparties' credit exposure and risk evolution. Manage and review credit limits. Assess and approve Front Office transactions and contractual agreements from a credit risk perspective. Ensure continuous monitoring of portfolio risk and identify mitigation actions where necessary. Counterparty Onboarding & Risk Assessment Support business development activities before contract execution. Analyze prospects' financial situation, business model and regulatory environment. Evaluate creditworthiness and determine appropriate risk limits. Prepare recommendations for Credit Risk Management and Credit Committees. Credit Documentation & Negotiation Negotiate credit-related documentation and netting agreements with counterparties. Collaborate closely with Legal teams to ensure appropriate contractual protections. Digitalization & Continuous Improvement Contribute to the development and enhancement of risk management tools. Participate in digital transformation initiatives in partnership with Credit Reporting and IT teams. Support process optimization and automation projects. Business Support Activities Produce daily risk reports. Respond to urgent Front Office requests regarding transaction impacts on exposure levels. Provide timely trading approvals based on risk assessments. Key Stakeholders Internal Interfaces Front Office Credit Reporting Team KYC / AML Team Legal Department IT Support External Interfaces Clients and counterparties Business development teams Legal advisors Financial institutions and lenders

Education & Qualifications Master's degree in Finance, Economics, Accounting, Business Administration or a related discipline. Previous experience in Credit Risk Analysis, Corporate Finance, Financial Analysis, Audit or Accounting. Experience in trading, commodities, energy markets or banking environments would be highly valued. Skills & Experience Technical Skills Strong financial analysis capabilities. Solid understanding of credit risk assessment methodologies. Knowledge of Project Finance structures. Advanced Excel skills, including the ability to review and audit financial models. Interest in digital transformation and data-driven risk management tools. Languages Fluent French (written and spoken). Professional proficiency in English (written and spoken). Spanish would be considered a strong asset. Personal Attributes We are looking for a professional who demonstrates: Strong analytical and problem-solving skills. Excellent communication and interpersonal abilities. Ability to influence and convince stakeholders. Negotiation skills. Team spirit and collaborative mindset. Strong organizational and planning capabilities. Resilience in a fast-paced and demanding environment. Initiative and continuous improvement mindset. Curiosity, adaptability and openness to innovation. Why Join Us? At ENGIE, every talent contributes to accelerating the energy transition. Joining S&EM means working in an international environment at the heart of global energy markets while contributing to building sustainable solutions for the future. You will have the opportunity to develop your expertise, work alongside recognized professionals and build a career path aligned with your ambitions. Additional Information Location: S&EM Campus, La Garenne-Colombes, France Contract: Full-time position Remote Working: Hybrid working arrangements available in accordance with applicable company policies.

ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation. ENGIE is a global reference in low-carbon energy and services with a leading energy management business, piloted by its entity "Global Energy Management & Sales" who built its savoir-faire managing the Group’s large and diverse asset portfolio over 20+ years. 3,300 employees around the world develop our solutions, through +20 international business platforms. We cover the full energy mix: renewable and thermal power, natural gas & LNG, biomass, environmental products. Our experts provide tailor made solutions based on a wide range of savoir-faire in energy management with a strong focus on decarbonation and decentralization. Our +120,00 clients span the entire value chain: producers, asset developers, financial players, utilities, distributors and industrials. Our global reach and strong local presence enable us to offer these diverse clients tailor-made services and respond to rapid changes in mature or emerging markets alike. Our 4 expertise: • Asset management • Energy transition services • Energy supply & global commodities • Risk management & market access At GEMS we encourage breakthrough results, team spirit, curiosity and innovation while preserving the right work/life balance for you.